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Your Local Cape Coral Independent Insurance Agency

Florida Casualty Group specializes in auto, home, and business insurance.

Florida Casualty Group, a division of Edinburgh Insurance, started selling insurance in 1938. With over 90 years business we are a stable multi-line independent insurance agency you can trust. As we represent some of the largest most reputable Insurance Company’s in America, we have the ability to secure the right coverage at the best rates possible!!! Our coverages include auto, home, and business insurance.

Florida Casualty Group has a twelve person staff with over one hundred years of combined experience. They take great pride in providing great customer service and creating lasting relationships with clients.

Contact us today for a free quote and see how we can assist you with your insurance needs.

Auto Insurance

Auto Insurance

Auto or car insurance coverage has two parts. The first is the liability section of the policy.
Homeowners Insurance

Homeowners
Insurance

If you have tangible assets, you need the protection of a homeowners insurance policy.
Condominium Insurance

Condominium
Insurance

Provides coverage for your unit where your condominium association insurance stops.
Boat & Marine Insurance

Boat & Marine
Insurance

Boat or marine insurance is available for small boats, yachts and high performance powerboats.
Flood Insurance

Flood
Insurance

Did you know that your homeowners insurance does not cover flood damage?
Business Insurance

Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs.

Recent News & Updates

4 Reasons to Purchase Business Interruption Insurance

4 Reasons to Purchase Business Interruption Insurance

Posted: December 4, 2025

The Need for Revenue Doesn’t Pause When You Can’t Do Business Business interruption (BI) insurance replaces lost income when a covered peril forces you to slow or stop operations. Typical triggers include fire, wind, or water damage that makes your premises unsafe or unusable, or a direct physical loss to key equipment that halts production.  Property insurance pays to repair buildings and equipment; BI covers...

A Guide to Winterizing Your Home

A Guide to Winterizing Your Home

Posted: December 2, 2025

Drafts, Doors, and Dollars To winterize your home, start with the biggest leaks, such as attic hatches, exterior doors, baseboards, and windows. Add adhesive weatherstripping to door jambs and sweeps to the bottom edge; use silicone caulk around window and door casings, plumbing penetrations, and where siding meets the foundation. Do a simple smoke-pencil test: on a windy day, turn on kitchen/bath fans, then move...

Your Business Insurance Policy Checklist

Your Business Insurance Policy Checklist

Posted: November 19, 2025

As your business evolves over time, so should your insurance protection. Staying proactive with insurance coverage can mean the difference between a minor setback and a major financial loss. Schedule regular interviews with our experienced agent to help ensure your policies reflect your current operations, assets, and risks. Use the following checklist to evaluate your current policies and identify any gaps in protection. General Liability...